time is money, so make the most of your time

Everyone has heard the phrase “Time is Money”.  
Wasting time is also

wasting part of your precious life.
 If you are young this means little to you, but

if you are getting older,
then you are certainly aware of how quickly time passes.

          Even if you are a younger person
who is working hard to get ahead.  Evidence

that time is fleeting is in the way the day goes by so fast,
and you are still feeling like

you have barely gotten anything done,
or are wishing that there were a couple more

hours in your day.

          Time is going by whether you are doing anything productive or not.  Time does
not care whether you are rich or poor, young or old, male or female (or other).

         Time may, or may not be your friend.

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